definition of intellectual property

definition of intellectual property. The name is not everything. There are things that are far more important and valuable. But in the business world, philosophy be very much different. The meaning of a name is everything. Once the importance that nearly every organization struggling desperately, only the amount intellectual property of money from the millions and even billions of rupiah spent by the billion maintain existence. Cigarette company, Real Estate, Consumer Goods, every day battle in the print media, radio, Internet and television to name their products become the most widely known trick people. One of the private institutions also make an award or award for the company that has a product name the most powerful influence in the community. If the name of a stronger, sales are expected to increase.

Active Image name products in the business world are often known by the brand name. According to the Directorate General of Intellectual Property Rights (Property Rights) in a broad definition of the brand is a "sign" in the form of images, names, words, letters, numbers, the structure of the color or combination of elements that has power difference and used in activities trade of goods and services.

Imagine that we build the brand with a weary toil over many years can only be used by irresponsible parties. If we have the brand was registered in the department of Property Rights, then we as a legitimate brand owner can claim the other hand, if there is a draw. Fraud product we can prevent. As everyone knows, our beloved motherland is a paradise for pirate.

So that the product name or brand can be maintained security, the brand should be registered trademarks, we caze to the office of the director general Property Rights intellectual property is not far from area. Terms must also relatively easy. Terms of the registration form to fill the brand with a photocopy of the ID legalized, a copy of certificate of legal proof of payment of the sign, a statement on the Building stating that the registered brand is really our property, power of attorney if the other party to empower, And 24 sticker sheets, which are examples of the brand name in print in a piece of paper the size of 9cm x 9cm. If passed, the brand we will get the protection of the law during the 10 years since the retroactive application form is received. Extending the brand rights can be done in the time period when almost exhausted.

brand who want to enroll will be grouped into 45 categories or classes of fruits. For example, if we only have business services, beauty and body treatments, then will go to class, including 44 where the products or services, fitness, animal health services, pharmaceutical and others. If you want to expand intellectual property the brand, then we can register for some classes. There is also a company that does not want the headache brand to register so that all 45 groups or classes. Cost is not required expensive for one class of goods or services.

What if there is a person or company that finds a design that is innovative and does not want to design it used another person without permission? Or what if we create a computer program which takes time to produce and cost and do not want others to trespass? Or as the creator of the song, where the song is intellectual property the result of weary toil for many years and will be sold when many people commercialize without paying royalties? How safety law?

In the office of the Directorate General Property Rights not only can serve the protection of the law of the brand, but include a patent, copyright, industrial design, layout, design, trade secrets, many more. The results of the work we all can be secure here. Let's secure our main asset. Register your intellectual property product now!

how to know property value

how to know property value :
First of all the price of a house consists of 2 main components, namely:

1. The price of land
2. Price building

how to know property value:
Secondly The price of land seen from several factors:

* Demand (demand)
* Availability (supply)
* Status of ownership
* Licensing of land
* Structure (low front, high right etc.)
* Nature (swamps, viscous etc.)
* Form (trapezium, rectangle, symmetrical, etc.)
* Position (near the school, before the trash, etc.)
* Location (above the road, in the ravine, etc.)
* Side (north, southeast, northwest, etc.)
* Public Facilities and Social Facilities
* City planning / development plan
* The Developer company and other

while the price of the building can be seen from several factors:

* Age
* Material
* Architecture
* Architect
* Contractors and other More complete data, more accurately gauge price.

If you want to know how to know property value the price of your property there are several ways, including:

* Use the appraisal Bank guarantor
* Agents use the property
* Use the database of Property Value list.
* Use the system find, collect, compare and decide.

where can i get unclaimed property

where can i get unclaimed property. no windows, housing development on the island of Batam fact so exuberant. There are developers busy building a new settlement areas. Start from the luxury homes, home simple, very simple house, now also called as a simple home health, home to the store. However, the irrefutable Also, many homes in various corners of the city, from the hospital, luxurious houses, shop and an empty alias is not populated.

where can i get unclaimed property. From the luxurious housing area, Rosedale, Batam Center, for example, many houses are left empty. There are up to it is grass around them. Walls began to eat green moss, even the leaves of the window disappears. the paint become a white opaque alias dusky. Actually, the price of houses in the complex is an average of U$ 500 million per unit.

The residents, the house is usually less organized. That can happen because the owners are from Singapore, which only comes every Saturday and Sunday only. Usually, the women in the house "savings" that some Singaporeans merger under the hand in Batam.

public records of property owner assessed value

Property appraiser that will review of all public records of property owner assessed value property will be assessed later it. Accurate awards need a constant value for the search and exploitation of the relevant facts to accumulate the estimated real market value of property. Searching in the market value of the property can be done at a price that most people involved would bi for it in the circumstances now. public records of property owner assessed value. There is no simple enough, but because the appraiser found that this value will be for each property, regardless of how big or small. But the evaluator work does not end there. Each year, all must be done again because the market value of almost all the changes from one year to another - as we know it.

The property of their votes, so we want to benefit from schools, and fire protection and other public benefits (which means just about every one of us), we are able to absorb the costs of the fair in proportion to the amount of money each of us the value of real estate. Real estate tax should be part of a balanced system with better income. This is much more stable source of money from sales and income tax because it does not fluctuate when communities have a recession. When people spend tax dollars on better schools, parks and the like, your property values rise. Some of the windfall gains to get back to the property tax.

To determine public records of property owner assessed value different parts of the property appraiser, who must first know what similar properties are sold, will it cost you to replace it today, how much is needed for the operation and save them in repair, what can get the rent, and many other facts that affect the value of the dollar, such as the current interest rate charged for borrowing money to build or buy properties like you. With these facts, the assessor can then go about finding the value of the assets in three different ways.

1. The first method compares your property to other people that have been sold recently. These prices, however, must be carefully analyzed to get a true picture. One property may be sold for more than that is very valuable because it is too hastily, and the buyer will pay any price. Others may be sold for less money than the actual value because the owner needed cash immediately. This property has been sold to people who were the first offer. If you are using the sales comparison approach, assessor must always be to overvalue or underpricing and analyze many sales to be in the fair value of your property. The size, quality, condition, location and time of the sale are also important factors to be considered.
2. The second way to value your property based on how much money it will take, at current costs of materials and labor to replace your property with the same one. If you are a new property appraiser must also determine how many were outdated. In addition, the assessor has to estimate how many of you will be valued as if empty.
3. The third way is to evaluate how much income your property will generate, as well as in the case of apartment houses, shops or factories. Evaluators must consider operating costs, taxes, insurance, maintenance, and most people will hope to return the property.
   

appraiser that the authorities bear no relation to the amount of tax collected. Assessor, which has primary responsibility for the fair market value of your property, so you only pay for your fair taxes. The amount of tax you pay is determined tax rate applied to property is measure value. The tax is determined by the weight of all - the city, regional and district schools - and depending on what is required to provide all the services you can enjoy.

Appraiser office, which also works to manage public records of property owner assessed value change in ownership, the conservation map of the land border and descriptions of buildings and property characteristics to this day, and monitor individual properties eligible for tax exemptions for various forms of aid and property tax, and, most important, in order to analyze trend in sales prices, the cost of construction, and rent for estimating the value of all property taxpayers. All this must be done economically (less than 1/10th the cost of someone who will assess your property).

How to consider: public records of property owner assessed value. The selectmen will value all property taxes in full, and the real value of money, because it will put together in the repayment of debtors debt only solution, and will receive and consider all possible evidence submitted to them in proportion to the value property.

real estate property listings

real estate property listings Competition Property Broker increasingly stringent demands services provider in the field of this property must improve services. Property Broker's dominance more weaken the franchise foreign brands locally. Franchise foreign considered more superior than the local Property Broker for the local brand should try to take advantages that are owned by foreign Broker franchise. To Broker local benefited because it is not to pay the actual cost of the franchise," he said when found yesterday. Of the 50 members that the franchise is registered 40 foreign and 10 local. Market share of local brands only 25 percent while 75 percent of foreign brands.

To be able survival, the brand must increase local service and ministry. The recorded data from REBID as many as four foreign Broker not get close because of profit. Meanwhile, local Broker for more.

Added by Yafet to keep survival, the most important thing is the network that supported programs and services. In addition to the exclusive listing service should be improved, there must be a written agreement between the broker and owner. "For business must lead to the secondary, because the products have already started slowing," he said.

Meanwhile, the growth of business property is currently saturated start. Last year successfully reached RP 1 trillion - RP 1.5 trillion. "While this growth is estimated to be stagnant," he said. Broker while this franchise still benefit from more because the brand and have a strong network. "As the ERA Jatim provide incentives free notary, and free insurance," he explained.

In addition to utilizing real estate property listings cooperation with fellow team franchise. Yafet Brokers said the local operation can also do the same with building the network.

While the commission related to the Broker, Yafet said there is an increase. However, the increase in commission is in line with the increase in the property. "Because the system percentage of products sold, adjusted automatically increase the price of real estate property listings the house," he said.

estate agents and property buyers

Property or estate agent, the profession that is increasingly known in the community. During the property boom, a estate agent to be a very attractive profession. So easy to sell the property, such effect. Apparently, the last two years the phenomenon has ended.

Although market conditions are properties decreased, the opportunity of success as a professional property agents remain large. Many of the evidence indicates property agents remain able to achieve a good income. Seen from the appearance of the property agent convincing. Transportation and communication facilities are used. Offices, agents and properties of the modern good.

There are several reasons for professional estate agent showed as a promising profession. Property is the primary need for every person. Property market and extensive. From the sale and lease rent. Property to the needs of private, commercial and industrial.

Results obtained from a large property transactions, because the transaction value also high. Market share in the property agency also continues to increase. The agent of the property more positive. The situation of the market weakening, people complicate their own property.

Property developers as a player, the approach to professional estate agent with the goal of increasing market. Attracting buyers in the secondary market. Service agents increasingly good properties. Knowledge and skills of property agents also more professional. Developer dare to give the commission greater agent on the properties.

As investment properties. With the situation of the sluggish property market, investors tend to buy the experience. Property prices become cheaper for long-term investment. estate agent play an important role to educated investors and end-users.

Employment agencies properties actually serve the needs arise naturally. Home is the primary requirement for all people. Can buy or rent, that all people should live in the house. Of course, with the knowledge and expertise will lead the property agent.

A large potential market. Number of professional property agents are still limited. Needs of the community who want to sell, buy and rent. Investors want information quickly. Developer fight the market. All property agents to make whatever primary.

The situation is very profitable property agents. The opportunity to become agents of the property also is wide open. All office properties agent with the name of the franchise to make the recruitment. How to choose the best? Consider the following, brand, training, networking, products, services and superior facilities office. Management and leadership are also important.

In general, professional estate agent, which is the most successful women. Most do not, women are more successful than the men property agents. It appears, indeed the field of sales, some women characters are needed.

Agent is charged as property sales in the other. More persuasive is reflected in the attitude of patience and empathy. Women are able to play a role, so appear more attractive. In the converse is also more impressive. Customer sometimes need to educated, need detailed information. Women more skilled in matters that. Weakness in the field of women property is in understanding the blueprint and know the way. Naturally, men more superior skills in space. The rest of women better.

The question is, why so many property agents failed? Less successful in print transaction. Of the people are the main cause of the sales. Laziness, not the focus, want instant results. Reluctance to provide good service. Less compete in the spirit of knowledge and skills of professional property. Taking advantage invalid. Betray office.

The misconception also happens to a professional property agent. Marking up the price of the transaction. This customs agents damage the image properties. Brokers traditionally used to get the views? Awry? that. Agent office property professionals should prevent? Mark-up.

Issues negative impact on women property agents are also less relevant. Both the sales and not be associated with the case affair. Property agent working assumption relaxed with the results of a large also. The working time wishes, have no business ethics.

Opinion of the above shows that the views of some people wrong. estate agent have a professional working time is very tight and long. In the same inter-agency work properties of ethics is needed. Become agents of the property is very interesting and produce. Knowledge of the properties will continue to grow. Skills in sales will be increased through training. Awards also awaits you. Travel abroad to be entertainment. Pride as a sales success that is your right. so what are you waiting for?

Feng Shui tips for apartment

Feng Shui is the meaning = Wind and Water. fengshui is science spatial / building / area .. of China, which has for centuries have been proven ... MAGIG WITHOUT ... Some Chinese businessmen, or non-Chinese in Jakarta have practice, and greatly affect their performance, one One Sinarmas, Group, Taman Anggrek Mall & APARTMENT, Senayan CITY, and several other companies that we can not call.

Apartment building as one that is unique, because the form residence can not be any left for it, because it also effect on personal and even to work ....

One developer of apartments in Jakarta, asking how, and what tricks / tips when Fengshui can be used for the owner or tenant so that it can be quickly sold and create convenience for buyers.
Here we few tricks / tips Fengshui:

1. Entrance must be measured in accordance with the ruler FengShui ...
2. Location of the main room, which is not good directly to the door, so the Foyer or insulator that is not permanent ...
3. Dining room ... better when not too many glass, especially heads of households can not overlook the glass, can lead to mutual distrust.
4. Bathrooms should always be closed
5. Closet jongkok, it should always be closed, to avoid excessive expenditure .....

and there are other thing we can uttered tips in the next ...

Home / residential / apartments are like our bodies, the then three more will be healthy for the owners and members The other households.

The direction of the house / apartments should be adjusted to the government office, or
calculation date of birth owners ...

purchasing investment property

The need to be considered when purchasing investment property investing in property offices, among others:

1. Security Capital Assurance Anyone who invested money will always expect the safety of invested capital. Congratulations means that the value of capital invested does not diminish even increase.
2. The existence of insurance income stream of income that will be investors, small and large part determine the income that will be taken purchasing investment property investors. Property that the rent income derived from rental income
3. Easy purchasing investment property Purchased Easy difficulty and an investment to be purchased or sold reviewed in terms of cost, time and procedure. Terms such as details of sale and purchase agreement, notary services, advertising and property tax needs to be.
4. Can be split in small units usually require a capital investment of small, relatively more easily sold.

Here are some characteristic that is in the field of purchasing investment property:

1. Investment is more long term.
2. The cost to buy and sell is relatively high.
3. Time needed to buy and sell long.
4. Proof of ownership can sometimes make an important problem.
5. The amount of capital needed to buy land and buildings is relatively higher and can not be purchased from some of the shares.
6. Perhaps there are many problems in the management of the purchasing investment property.
7. Land is open to the influence of law and policy and political state, where this may have a negative effect on the interests of the land.
8. Ownership of land is a symbol of "social status" someone.
9. The value of land continuously increased in line with the time and is a good control of inflation.

milwaukee investment property

Milwaukee investment property. Preparing sales. Vendors should prepare want to sell the property, such as the condition of properties in the neat, clean, well on the outside and inside. Because the first impression milwaukee investment property the prospect buyers will be better. So it can add value in selling the property. Survey selling price of property. Vendors can mensuration selling price of property to the Property Agent some famous, the price of Milwaukee investment property the property, the vendor will have entered the selling price of property. Usually, property prices will reconcile with the transaction that had occurred. Price depends on the condition that there is such as the type, location, and their period of time.

Specify the Property Agent.
Choose a reputable milwaukee investment property agent and professional specialty. Usually, these agents will explain the details, such as the type of agreement, price, promotion programs will run, tax-seller, the cost of administration notarize and commissions for agents. Make sure the agent you select to provide optimum selling price and the best service.

investment property lenders

Mr Edi have settle for six years, and already have a child. Unfortunately Mr Edi not have a house, but already have some savings are not enough funds used to buy. The financial cost more to the cost of a contract home. Because I have been living rent-resistant, eventually pairing Mr Edi and decided to buy a home, either how. They are grateful for the facility with investment property lenders where the salaries of the pack Edi, can to buy a house that they desire. Finally, although still must cost of credit each month, they can breathe relieved as the home also have their own.

investment property application is the abbreviation of the Home Ownership Loan. This is a facility to buy a house with a credit in the bank. it deemed to be of help because we have a home, although in installments. it is a principle first pay the cost of the purchase or construction of houses, and the funds to pay for the return the repayments do with it. How to get investment property lenders?

it can usually begins after the funds available approximately 30-40% of the price of the house, depending on the policies of the bank. Before investment property application approved, the buyer will be asked to complete the requirements to take , including;

1. photocopy of the applicant's identity card
2. of marriage or divorce, if married or divorced
3. Family Card
4. Letter Indonesian Citizens (for the descendants of Indonesian Citizens)
5. Slip salary or may permit the company or profession
6. Letter from the work place
7. documents the ownership of collateral (SHM, IMB, the United Nations)
8. savings account

In addition, you also must have know of the existence and condition of the house you want to buy. Information is very important to other facilities investment property lenders comparison of the credit banks. Usually when you have to meet the developers, they already have relationships with certain banks to provide investment property application.it adjust to your needs, especially facilities that provide a more interesting or, as well as from parties that can be unreliable. Are you the Bank has a relationship with the developers concerned, because if so, then perhaps you can only gain the interest subsidies. How the system interest rates, whether the fix or change in a period of time (repayments can be changed if the nominal value), what fees must be paid in the process of running the investment property lenders. What advantages compared investment property application facilities from other investment property lenders, because each bank to provide different features to attract consumers.

When you work in government institutions, such as the Civil Service or the Army, or the Police, there is a possibility that there are options investment property application has been working with your agency. Facilities are available for example subsidies advance, so easier for you.

The Bank will qualify from both the consumers who will submit investment property application, and select a developer to develop housing, qualify or parties related to the provision of the investment property application. Usually, the Bank will qualify the consumer, based on track records or the ability of consumers, because it required information about income consumers, who typically a third of the income must be paid for investment property lenders, and there is a maximum age limit of 55 years for employees. The developers are also to see how their promise of providing the facilities and documents needed.

When you are confident and will house option investment property lenders your bank, visit the bank and ask for information on the proposal of investment property lenders. Usually the bank will provide the above requirements. Once your requirements take to the bank, usually interviews will be held. When the interview is approved, you can pay money to advance the purchase of a home developer and wait out (letter of credit agreement, approval).

The next step is to find the notary sign the Deed and manage credit certificates. The next stage is the delivery of the key. Certificates you still hold the Bank to pay off all your credit repayments. The banks which provide investment property lenders? The answer various once, you can select and compare. When customers have become, there is a possibility you will be given some interesting bids, so you take investment property lenders through your bank.

calabria investment property

calabria investment property. After determining that the system desirable, now is your turn choose the form and type of lighting. This is very important. For, the selection of types and forms of light that is not right, lighting can damage houses that have been planned. So, when one should not select it. The selection of light must consider function and aesthetics.

Currently, there are four types of calabria investment property light that is normally used to housing. Fourth is, hanging lamps, work lamps, wall lamps, and light sleep. The lamp is hanging lamp decoration, which was installed in the ceiling dangle in the house.

Lights are usually placed in the main rooms, such as family rooms or space hanging lamps need to be adjusted with the style of home design. In addition, the size should also be adjusted with a total area of the room.

Currently, the most popular is calabria investment property hanging crystal lights. This type of lamp is very diverse. From start to the classic model of minimal also have been available. The lamp is enough interest because of the beauty of crystal wine vessel that dangle, wax-candle glass that form prepared twigs, or tube-tube prepared for the short length of a modern style.

In addition, there is also light work. This type of light usually are in the room or area that is normally used for work such as the kitchen light, light work in space work, and reading lamp. This model is very light variety. There is a table lamp, down light, and the lamp stand. The form is now more varied. Characteristics of this light is bright flame.

Lights that normally illuminate the other house is light walls. This type is used as a wall decoration or to give effect light on the wall. Thus, the aesthetic value of more prominent than functional as a torch. Since calabria investment property more prominent side, the lights of this type of election must be adjusted in form, style, design and interior space. For minimal, for example, the walls of the box the size of a small selection. Likewise, home-style classic, tropical, Mediterranean or ethnic, need to be adjusted with the form and style.

calabria investment property The fourth is the type of light sleep. The lamp is of course used in the bedroom. The lamp has a characteristic with the light dimmed. That's why light is most suitable to accompany the night of rest, because it is not too bright and also not strong.

Various types of calabria investment property light is now available in the market. Carefulness in work and accomplishment of the vote will determine the beauty of the room of your home. The lamp-light, which is in the market that prices also vary widely, ranging from tens of thousands to tens of millions of rupiah rupiah.

Market lights

If you want to shop various types of light, there are two places visited feasible. Both are in the area calabria investment property Market, Central Jakarta and Lighting Center, located in the Metro Plaza, calabria investment property. where artificial lighting is available in the country and overseas

investment property in florida

investment property in Florida. When I write this email, Congress is discussing bailout bill or law that will pay 700,000,000,000 U.S. dollars, to save Wall Street. In fact, we, the American taxpayer, should participate saves Wall Street. I do not like the draft of this law, but there is no other choice. Without money, there will be bad debts are extraordinary. Small business can not borrow money to pay salaries. Office will be lost. United States economy will collapse.

Strange, although there is a crisis of trust between the banks, there are no problems with credit for small people like me. More strange again, this time - investment property in Florida the time the credit crisis this happens - I'm borrow enough money to buy a big house half of the deceased mother of the rights of my sister.

The process of borrowing money to run smoothly. I have to show proof of payment of all bank tax, insurance, and my job. (I'm lucky, because my job as a lecturer very stable. As a permanent employee at George Washington University, investment property in Florida I can not sack, unless I make such big crime!) There are many forms and requirements that must be filled. Jerry will be a co-signer I, means that we will sign a loan agreement with that.

As Jerry said, "Janet have a good credit rating, Jerry has a sizable income." So we become a risk-taker with a small credit.

Why would we buy a house in Florida at this time? I think the American economic collapse is now the same with the Indonesian economic crisis in the years 1997-1998. During a crisis such as this, where should people from the middle class, put the money? I feel quite secure as a land investment.

After the mother died, there are only a little money, but there is a home in Sanibel Island. Sanibel is located in Florida, on the edge of Gulf of Mexico. The place is famous for its beautiful beaches, many coral reefs, and wild birds that stop there during the winter in the North. When I was little, our family always vacationed at Sanibel Island.

investment property in Florida Land at Sanibel limited, so prices will always rise. (Unless there is a big storm that the island is the same as the damage that Hurricane Ike Galveston of late.) House my parents are not luxurious, but comfortable, and is located less than one kilometer from the beach. People can walk there or ride a bicycle. There are many small roads to a bicycle in Sanibel.

In the United States, to buy houses, almost all people to borrow money (or get a mortgage) from the bank. I get a mortgage from Chase Bank to buy a condominium in Washington.

Each month, I pay some of the loan plus interest. investment property in Florida But recently, some of the mortgage given to the American people deserve less or who have bad credit history. Then the mortgage is sold by one bank to another bank. And if the owner of a house they can not pay the monthly charges, there Foreclosure, the bank can take home.

The man and his family will lose and have to move. I do not know what will happen in the United States. I hope Congress will agree with the bailout proposal. Most political leaders, from both political parties from Democrat and Republican - including Barrack Obama, John McCain, George Bush, and Hillary Clinton - agree with this plan. investment property in Florida I do not think there are other options. Yesterday, the Dow Jones Industrial Average falling more than 700 points, there is a resonance in the stock everywhere, including Indonesia.

investment property in Florida.I think buying a house in places such as Sanibel is still a good investment. But it must be recognized, I do not want to buy half the house from my sister just as investment. I want investment property in Florida to buy a home because I miss my father and my mother, and because there are many memories there. I have a family and home in Florida. I do not, and may be home for my parents, we are more important and meaningful than for him.

So ... Hopefully economies we will not collapse. Hopefully the storm will not be thrown Florida. And that all mortgage requirements can be fulfilled properly.
Sincerely, and until next week.

how to finance investment property

the decreasing interest rate under 10 percent of deposits, the depositor to make their investment to the property, as well as the decrease in the level of interest KPR make the prospective home buyers how to finance investment property to make the intention to make a home purchase transactions have been sought before.

BUY home again not as a shelter for families Jakarta Metropolitan City, but is expected to provide a large capital gain. It is also not buy the shop to open business, but expects capital gain of money or. Similarly apartment. Now this has become a trend in place long-term investment for owners of the money, other than the dollar, gold, housing, housing, and apartments.

In addition can also be used how to finance investment property for her son several years later, but at this time and the can get a large capital gain when trying to sell. This we can see in a number of housing, land that many sir, but not yet built, and houses that have not so populated, especially in rural areas in Jakarta. Shop houses which have not yet completed and opened the business unit apartments are empty yet settled. Property practical become one of the media investment, whether paid in cash or on credit, home ownership.

Investing in the housing sector conducted more than housing and apartments by the investors. In addition how to finance investment property to fewer housing development and does not need as much as a house. Development of more housing in the area of housing, which is inhabited many Chinese citizens, particularly those originating from areas outside of Java. They generally live in and try one in the same place, brought to Jakarta.

This means investing in the housing tend to see more of the environment. As more apartments inhabited how to finance investment property the executive from international institutions. So apartment buyers see the location of the groove by expatriates from abroad, namely in Central Jakarta near the location of a business center, South Jakarta, and near public facilities for the social and expatriate families. Factors that are often forgotten who the apartment manager, will affect the comfort and security environment.

Not so with the investment house. The many development areas in housing with some developers, land that is different, the vision of the owner also different, so give a lot of bidding for prospective investors choose a location as a media investment.

No, some tips that can be used as a reference in selecting the media houses as investment, namely:

1. Sustainable business center, shopping center or a school can take to accelerate how to finance investment property the increase in the price of houses in the surrounding areas. Kelapa Gading Permai, which was built by Sumarecon, located in North Jakarta borders with the Pulo Mas as the elite housing in East Jakarta, Kelapa Gading built since the Mall with the Sogo Department Store and super markets open there, and supported by macro, mutual cooperation, and shop houses the opening of business such as banks, restaurants and other services to serve the homes in there, can take up to the house several times.

In 1990 the price of a house the size of 120 square meters at 60 million, in 1997 is 500 million. Likewise, the price difference between houses is significant that the size of a house in the same BSD, Lipo Karawaci, and Gading Serpong, have the same golf course and is located in Tangerang. House prices higher because of the Lippo Supermal and office buildings.

2. The land that has been how to finance investment property mastered and plan the land that will developed, development and shopping center business requires a large area of land. To build a mall or shopping center is feasible, such as Supermal Karawaci course, requires almost 10 hectares of land, or 100,000 square meters, has not other facilities. Choosing housing as a place of investment should see some of that land has been govern. When the land govern approximately 50 hectares, will be difficult for developers to build business or shopping center. When is too big, not too profitable for investment. For, after several years running, home owners have to compete with developers. the matter is, when the house would be sold, the seller of this house must compete with the home seller who both have the location and design a more okay.

how to finance investment property As a guide to buy land in housing with more than 250 hectares to 500 hectares. This can be seen from the selling price of houses in the Sunter in the complex that less than 50 hectares, with different Kelapa Gading, although located further from the city center.

3. The width of the main entrance road and other roads how to finance investment property affect the selling price will come. The main entrance as the wide Boulevard planted with palm trees, as well as other roads, the car can be passed comfortably. These factors play a role in selling the house price. Examples can be seen in the real Puri Indah housing in Kembangan. The price of houses in Block A is very much different with the price of houses in Block G, with extensive land and building the same.

4. Plan the opening how to finance investment property of incoming access in the future, such as the opening or toll roads will be built connecting to the main roads, will affect the selling price when the roads are realized. Indah Puri before the toll gates are in, house prices lower than the Kedoya Park and Park Kebon Jeruk. Since the opening of the entrance and exit at the toll are not directly involved in raising the price of land, as well as housing Gemini Park.

5. Citra developers to provide long-term commitment in determining the selling price of homes in the future. Developer Pondok Indah is considering a commitment to continue to serve in the house area, such as repair of roads damaged, installation of telephone lines and water pump, social facilities such as school quality, is very encouraging to help increase home prices higher again. Permata Hijau and Simpruk that's in it during the 1980s, because of the lack of attention from developers, and selling price higher in the Pondok Indah area.

6. The many foreigners who are resident in a location, take the how to finance investment property selling price of the house. This is more like a business. Usually foreigners settle in Jakarta, the cost to rent a house paid by the company where he worked with the wages of dollars. The higher the position of foreign workers, the greater the cost of rent issued by the company. rented how to finance investment property the house with a land area and all the facilities available, such as pool. The higher the price to rent a house, the more expensive house prices are offered. At this time, many multy-national companies that reduce their business in Indonesia, means a lack of foreign workers who live in Jakarta, itself reduced the rent home, means that home prices there started to fall again.

7. Comparison of the sale of land and empty houses ready to use. When sold in the form of empty land, the selling price in the future older is expected to increase, compared to sell in the form of a house ready to live in. The more crowded the area inhabited by the owner, the more quickly the house price increases. The great number of empty land and a house that does not give the impression populated quiet and eerie.

8. how to finance investment property Area of land and buildings for investment must adjust the environment of housing. Each area has a wide favorite for that will live there. Do not invest land / buildings that far exceed the broad extent in the surrounding houses.

Usually, the price of land or a house can not be a price which is located at the same range. Likewise, do not invest in land located skewer (except for business), wider front than the back, near the market, places of worship, the main road that passed by public vehicles (buses, etc.).

These factors are factors how to finance investment property that are external, so that the owner of the house or can not play a role in influencing the increase in the price of land / home. Owners can also play a role when the house price increase in the complex housing systematic clusters can be invited to jointly improve the environment better, such as security system that is more restrained, sanitation, roads, parks, sanitation ditch waste from homes, trees can be maintained with , the parks are well maintained, and treated in front of the house planted trees are leafy, not as the growth of wild grass.

property investment

Investment can only produce positive results or negative. To increase the property investment knowledge you will be obstacles, obstacles that generate investment success, you need to educate yourself and them enfold you with the facts. The real estate market is a 'hot' and now the time to get serious thoughts to make the investment. If you want to start with the correct direction, there are some specific guidelines to realize.

The best roads to be the best property investment in a matter of focusing your attention on one particular aspect. For example, in the real estate, there are so many options for property investment investment, including the foreclosure, fixer-uppers, property-property that includes a low down payment, home buyers are equipped to first-buyers, and some specific types of property such as homes -house for single-family, apartments, apartment, condominium, condominium, etc.. When started, select one, perhaps two types of specific types of properties to invest. You will get many benefits from the way the route.

To become a better investor, you must first understand all the costs associated. There are many different property investment costs to be learned, such as the cost of rent, tax, operating and maintenance costs. In addition, it is important for you to manage the complete financial records to avoid problems in the fall. Options-best option is to meet with your financial adviser before you start investing and preparing a database to track all financial matters associated with each investment. This is a key step to becoming a successful investor in property investment.

Before you put money into the property, do some research on the market price of the house. That could include:

Surrounding houses to compare the value of the house.

Areas around to estimate the price of rent.

The level of criminal.

Things property investment above are some things to it to ensure that you invest your money in the right area on the right. The possibilities for investing in houses is unlimited and interesting. Although you must follow the legal path regions / cities, you will see how much `` return from the investment and property investment

investment property loans

As I have written before, the purchase investment property loans of a house can be done in two ways: cash or credit. You can buy a house in cash when you have the money value equal to the price of a house that you want. For example, when house price is Rp 100 million (land plus building), then you can buy a house in cash when you have cash of Rp 100 million.

The problem is, most families are middle-level economy to the bottom often do not have as much cash. The amount of cash that they may have only 60% of them, 40% of them, or even only 30% may be it. And how the solution? investment property loans The solution is to buy a house on credit.

Now, you can not take credit? If you come to the banks, the banks usually have a product that credit can be used to buy a house. The name of this product is KPR or Credit Home Ownership. To be able to take KPR, the banks usually will not want pay your home 100%. They will only pay your house around 70% of the price of the house, the remaining 30% must pay your own from your bag.

How? investment property loans If the price of the house you want is Rp 100 million, then you must first pay 30% of it from your bag (in this case means that Rp 30 million). After that, the bank will settle the remaining 70% (Rp 70 million). Here, 30% of the amount you pay is considered by the bank as the Money Front (Down Payment = DP), and 70% of the amount loaned to the bank to pay the price of the remaining debt will be the home for you that you must pay investment property loans, of course, accompanied by flowers.

Next question, whether you have sufficient funds to pay for the Money Front, which is 30%? If so, good. This means that you continue to live the next step, namely a request KPR (Home Ownership Loan) to the bank. But what if you do not have the funds to pay for the Money Home? This means you must saving it first, and do not impose themselves to submit application for KPR now. Remember, once again, the bank will provide credit only if you want to pay a total of 30% it first. If you do not have the money that 30% of it is, you should saving the first.


investment property loans Submits Application to the Bank

Okay, you have to see the house and already know the price. You also have calculated that you have sufficient funds to pay a portion of 30% as Money Home Front. Now, you decide to submit application for KPR to the bank.

At this time, most banks generally provide facilities KPR. You can come to one of the bank located near the place where you live, to come to its Customer Service and express your purpose. They usually will submit an Application Form KPR to take your home and contents, and then to be submitted again to the bank. In the banks cliché will read your answers and edited.

O yes, not all of KPR Application of the customer will be accepted by the bank. This is because banks usually have their own criteria in the permit application form KPR the entrance to them. What are the criteria?

1. The person must be a maximum of 50 years when submitting application for KPR to the bank.

2. The person concerned must have been investment property loans working and have income, which is proven by the existence of certain documents. Revenue is the amount must be at least 3 times the amount of the installment KPR desired each month, when it approved KPR

3. When people are in debt have been elsewhere, then that person must have a history of good credit payment in there, especially during the last twelve months.


Application KPR strategy to be Accepted

Now, see these criteria, there is a good idea if you have a specific strategy before submitting application KPR to the bank. The aim is that you can KPR Application approved by the bank. Therefore, there are three things that must be considered before you submit application for KPR to the bank:

1. Prepare the necessary financial documents:

Prepare financial documents that would (or almost certainly) investment property loans will be requested by the bank. What is it? If you are an employee who worked in the company, the documents will be requested by the bank are:

a. Letter of Information Working in the company (at least you should have been working at the company for 2 years)
b. Salary Original Slip
c. Bank account records (at least during the last 3 months)

If you are a wiraswastawan, the documents will be requested by the bank are:

a. Customer list you (if possible)
b. List of Suppliers you (if your business is business trade)
c. Proof of Financial Transactions with your customers (such as voucher or invoice)
d. Bank account records (at least during the last 3 months)
e. NPWP (Tax)
f. SIUP (Permit Trade Business) if your business is business trade)
G. TDP (List Company)

If you are a professional, the documents will be requested by the bank are:
a. List your customers or clients (if possible) investment property loans
b. Proof of Financial Transactions with your customers (such as voucher or invoice)
c. Bank account records (at least during the last 3 months)
d. NPWP
e. Permit practice (for some certain professions)

2. Prepare the comprehensiveness of the document that will guarantee proposed

When you buy a house on credit, then the house will be purchased is usually requested by the bank are pledged to them. This means, if you can not pick your payment installment KPR (jammed and there is no resolution), then it will be home by the bank to replace the remaining debt that have yet to pay.

That's why it is important for banks to check the completeness of earlier documents from the house that are pledged it will be. What is the document?

a. Land Certificates
b. Certificates IMB + Blue Print (blue print the pictures home)
c. SPPT the United Nations last year

Thus, for you to pay installments investment property loans KPR you, then these documents will be stored by the bank until you KPR installment paid. So, make sure you check first completeness of these documents before you submit your application for KPR to the bank.

3. Improve Your Financial Appearances

You also need to improve your financial appearance to the bank's "impression" that both of your finances. By improving your financial appearance, it will be larger the probability that the bank will accept your application KPR. Therefore, below are some things that must be considered in improving your financial appearance:

a. Fix Notes Bank Account that you have.

When you work as employees, the bank will ask the salary slip as proof that you indeed have a certain amount of revenue each month. However, do not forget that the bank may not believe it to the salary slip. The Bank usually will still require a record of your bank account (usually a newspaper report investment property loans accounts or savings books) to prove whether it is true there are a number of money entering the exact same value as listed in your salary slip.

Now, when you get a regular income in cash (not transfer), (whether you work either as employees, professionally, or wiraswastawan) then try to make them more income to your account first, before you use it to pay for spending your day-to-day. Thus, the bank can prove that you indeed have a regular income of at least about the rupiah each month.

And, if they can, try to record bank account shows the income of at least three to six months of your income.

b. Run your debt payments in other places.

If you have debt in other places (such as credit card debt or loans to other banks), try not to make payments charged to misfire. As for your information only, the bank can analyze and have a way of estimating the financial investment property loans condition of your real one if you are ever stuck or do not pay the debt in other places. If that is estimated to have stuck in your debt you pay in other places, you can request your credit will be rejected because banks fear the same thing can be repeated to them. So once again, your debt payments launches elsewhere.

So, now what if you had been stuck in debt to pay bills in other places? If it just happens, then you should delay your request KPR and expedite the payment of debt in the first place to the other is - at least the next twelve months. After twelve months, submit a new application investment property loans KPR you again to the banks, because even if you never have a bill stuck in other places, but you expected financial condition is good again in twelve months. Once again, the bank can analyze and have a distinctive way to estimate the financial condition of your real one is whether the recently you had stuck to pay the debt in other places.

c. Set the proportion of your debt repayments.

Note that the bank may be - will reject your application KPR when your total installment debt (including repayments when you approved KPR) is the third (or approximately 33%) of your income.

For example, if your regular income of Rp 2 million per month, and each month, you install investment property loans this and it is in other places around Rp 600 thousand each month. This means that the total installment debt each month you are eating about 30% of your regular income of Rp 2 million per month. Now, KPR If your application is received by the bank and you must pay an additional installment of KPR for example, Rp 400 thousand a month, then this means your total installment debt is Rp 1 million (or eat around 50% share of revenue from your routines). This is where the bank may reject your application for KPR.

This is because the bank argues that if the total installment debt you take a larger portion than a third of your regular income, the bank's "fear" so difficult that you pay your household expenditure that other, so that may be tempted to take the portion that should be used to pay for KPR installment. eventually, KPR repayments are not due each month because of the money used to pay for household expenses.

So at this time when you have installment debt that totals have reached 33% of your regular income, do not you please KPR application can be accepted. Reduce first portion of debt repayments that 33% of these, you can expect a new application that you can KPR received. Once again, for banks, the installment all your debt, plus installment KPR you (if approved), should take the portion investment property loans of the maximal 1 / 3 or 33% of your revenue routines.

investment property in spain

Kadin Chairman of West Sumatera, Asnawi Bahar irate receive delayed investment property in spain information-delay permit the establishment of a resort city of Padang in the original Spanish by investors as against the outstanding determination to attract investment as the amount.

"I received information from investors from Spain that is already one year after the permission of the resort in Padang, but until now have not exit permit from the city government," said Asnawi accompanied Secretary Asita Sumatera, to ANTARA Ian Hanafiah in Beirut, Friday ( 30/11).

In addition, the permission to manage the fund investors have been issued to Rp1, 6 billion, but still permits investment property in spain delayed-delayed until now, he added.

According to him, the investors intend to establish resorts to support the development and the development of the tourism sector in Sumatera.

International class resort that will be established in Lubuk Minturun and will be marketed for the origin of European tourists, particularly Spain.

However, the plan received less response from the city government, with proven long-permission management permission and until now have not come out, he said.

"Truly I peeved with this incident, how the investment will go if that still want to infuse capital Update also," he added.

He emphasized, the fact is hypocrisy, because the previously mentioned investment property in Spain frequently want to attract outstanding amount of investment and will develop the tourism sector.

Related information, Asnawi request, the city government not to permit more difficult for the investment, let alone have the prospects and in line with the desire to promote investment property in spain.

nh investment property

How do you? Can not delay the fun tomorrow better? Say you get critical, such as year-end bonuses, at 15 million dollar. What will you do? Did you direct shopping and spend the entire 15 million dollar?

Or you can keep the fun, and invested 15 million nh investment property dollar it? Say these funds be put in instrument investment as unit link with the assumption that the average return of 17% per year in the stock market (equity fund). Money will be 1.2 billion after 30 + annual bonus protect 100 million people, the results of the investment can be far greater if the assumption of interest per year higher performance-based investment management company. How? nh investment property Putt?

Here the ability to delay the effect of joy. If you can not hold the desire to shop, it is also the month in all 15 million money will be exhausted easily, and not the end. Even people tend to shop more than he can, and what is obtainable in the pension? the only true repentance occurs because the savings collected by the normal work since the young certainly will not help much because the exhausted eaten accidentally admin costs, taxes, inflation and the bank!

Please note that the financial management of private care, we must save at least 10% of all the money we get saved or invested for. In the case above, we should be set aside at least 1.5 million rupiah for nh investment property.

So, before we shop,separate between what including needs, and what including the desire. We can buy the goods that we need. However delay much as possible the purchase of goods only for fun. Thus, we can get more money that we can invest.
Find out slowly articles on this website so that you will be inspired to create a "divorce" financial, believe you will be aware of the importance of financial planning for your future! do not run out until your retirement savings in time and must work hard again, certainly not desperate? where you should enjoy retirement with a prosperous and enjoy your time with things that are fun with the family watched!
Investing results from online business nh investment property

For sure many of you start to the money in the online business, such as a new start. Umpteen thousands of people who pursue such vigorous new business, which most can not survive long, not because the business is not good, but only a taste of the market turnover, or start a tight competition. Of course, should choose a clever business that really fits with your taste, your time, your energy, your funds. Thousands of people with 1 business income can only be redundant, millions more who do business here and there-Mostly not productive. Currently, many nh investment property campaigns out there with the sounds make money, money tree, machines, money, etc.. In my eyes all business of course is brilliant. And a more brilliant is you: a clever vote, decide and take action is the best for yourself, your family, and those you care.

I associate business long term, that is really needed, the synergism, which can be mutually reinforcing, so it can generate from multiple sources at once. That do not contradict each other, not compete. Many people nh investment property swallow all business perspective without feathers, and all non-productive). When you select a clever business that synergism, then you stronger, more productive and of course the more money, and of course you will save. That is the actual evidence of competence you do business online:)

So What I present this: Investment, which protected the law, plus the Asset Protection you the most valuable (of professionalism and your life), plus extra business for passive income would actually significant any business with you. Unless there are special considerations, then all people will like. How do you nh investment property?

To get step by step what needs to be done to begin to invest, please Pre-register first, of course Free.

Thank you

where is the best place to buy investment property

where is the best place to buy investment property in Jakarta, Indonesia still remains a place of investment promises. Therefore, the government does not need to worry there will be a runaway capital associated with the plan of the government of Singapore will implement the elimination of taxes on dividends.
where is the best place to buy investment property "The foreign and local investors see the potential market is large enough and need to be further tapped. This is supported by a number of Indonesian population reached 220 million," said Vice president PT Panin Bank Tbk Roosniati Salihin Monday (2 / 10).
According to him, foreign and local investors is also not easy for them to divert funds to other markets. Because they also see the market prospect despite the incentive of more profitable.
So the government does not where is the best place to buy investment property need to be asked about runaway foreign capital, because it is only one incentive of a country to attract foreign investment, he said.
Previously, Indonesia is concerned with the Singapore government's plan will remove the tax on corporate dividends, which will trigger the runaway capital of Indonesia.
According to him, the government does not need to think of it more, but considering how to increase competitiveness and efforts to encourage foreign investors remain active play in the domestic market.
"We think it does not need to be. But this is the challenge for the government where is the best place to buy investment property to increase its investment policy in the country," he said.
Indonesia, continued to remain. This has proven many foreign investors who have shares in the banking sector, such as Bank Lippo, Bank BII, Bank Niaga, and Bank Danamon.
In addition, the stock market that is still undervalue (below actual value) is a place for foreign investment funds. "We estimate this is the only business tactics alone," he said where is the best place to buy investment property.

2004, the development of RSH can exceed the target of 68,000 units to 75,000 units. This year could reach the target of 100,000 units from 75,000 units, then the next year may grow only about 30 percent, "said Lukman.
In fact, the factors that affect housing development is not the only burden the government. Fulfilling the needs of the increasing dwelling can not be released to the market mechanism and process of learning (lesson Learned), so will not be enough to the efforts of the government only. Procurement for public housing should be the obligation of all stakeholders or stakeholders in the property sector, whether government, developers, banking institutions and other related. Thus, the responsibility is not only the image by some parties where is the best place to buy investment property only.Purnomosidi Lukman, Chairman of the Board of Management Center for Real Estate Indonesia (REI), in Jakarta, recently revealed his fear.
According to him, in 2006, later development of healthy simple home (RSH) candidate slowing due to the lack of a conducive policy of the government.

rental property investment analysis

WHO does not recognize rental property investment analysis? Now small children are also held in front and stylish camera. What should be done only pressing one button, the moment you want to be saved caught by the camera. Campus friend can print them as usual, or save them in the form of files. Therefore thanks to advances in technology that has created the digital photography, make all feels easy.

In fact, photography is a technique to produce a durable image through a chemical reaction that occurs when the light touches the surface that has been prepared. If back the history, photography was first discovered in 1839 by Louis Daguerre, as a direct consequence development in the field of chemical and optical. Glossary of photography come from two Greek words in the language that means writing with light.

Now, photography has become a part of human life in the guest in the world. In fact, the public can be faced with the results of a thousand photographs each day, either in the form of photos, ads, etc., in various mass media to the rental property investment analysis roadside.

Photography entered a new and growing in Indonesia, approximately after growing for almost a century in the West, precisely at the end of a quarter-century-19 as a means of documentation. In the course of rental property investment analysis photography in Indonesia, now there are symptoms of interest shown by young people in this country. The more of them are interested in the field of photography and try Then, more and more of the schools or training which teaches the photography students the basic techniques of photography, such as control of the camera, the arrangement of light, and the process of washing prints.

One form of engagement, it can be read rental property investment analysis from the photographic exhibition and cultural performance titled Katumbiri Tatar Sunda held by the students of Indonesia School of Arts (STSI) at GK. Sunan Ambu STSI. Buahbatu Bandung, 26 February-5 March 2007. There are nine community photography from eight colleges participated in the exhibition.

investment property calculator

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investment property calculator questions posted in Internet | 2 Comments »
Here's how to attract more Blog
Wednesday, March 26th, 2008

Can not in blog has now become a phenomenon in the virtual world. From Nata adolescents, adults, politicians and even the company already has a blog.
Why can a popular blog? There are several reasons that cause this can happen. Manage the facilities in the content, ease of installation and interaction in a blogger / blog readers. And no less importance search engines can detect the content of existing content in it. investment property calculator.

Can not in deny blog has now become a phenomenon in the virtual world. From adolescents, adults, politicians and even the company already has a blog.
Why can a popular blog? There are several reasons that cause this can happen. Manage the facilities in the content, ease of installation and interaction in a blogger / blog readers. And no less importance search engines can detect the content of existing content in it. investment property calculator.

However, not all blogs may be popular? Then how to blog, we can attract people to read? Here are some ways to make a personal blog we can be more interesting. Among other

First
Choose a specific theme for that can be adapted to your hobby that you can write in accordance with your hobby.

Second
Choose a domain name that reflects the content of your blog.

Third
Look for hosting the engine support with your blog, such as in. NET that support the idea, matters even with the 3 easy steps you can create a personal blog.

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Regularly updated content of your blog, and up to date as possible to give (the latest), this is to make search engines such as Google can index your blog.

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investment property mortgages

Are you do to your children? investment property mortgages.I certainly clear answer. And whether the already
prepare something for the future? This is very important, considering the other 5,10,20,30 years later
they will be large and will be run as the parents.

Many parents how to prepare anank heritage to his children, among others;
- Land & building
- Savings deposits &
- Insurance
- Mutual Funds

I would like to provide illustration, how mutual funds work and will be in give to our children soon.
Ex prepare our heritage 5JUTA rupiah for our children aged 10 years, and enter into stock mutual funds that generate average
growth of 20% / year, without any additional funds later in the day. So we will more investment property mortgages get illustration
as follows;

When graduating high school (18 years), then you have your investment property mortgages inheritance of 21.5 million
Inheritance is not in the capture and permanent investment in the basket was then passed on the course, your child
already has the heritage of 64.2 million

Continue to take in not only the heritage, until the age of 30 years, the child you already have a heritage of 191.7 million .... the numbers good enough.

And continue in investment property mortgages not take it when your child retirement age in 50 years, children have to get your heritage
of 7.3 billion rupiah

How you can recognize the value of time, so investment property mortgages money since early because you will be
produce something in the future that much more valuable.investment property mortgages

buying investment property

buying investment property This is a business I observed from a few months ago. And I am optimistic that this business will grow and become a business that can rely.
Why can I say that?
There is a buying investment property reason that I can uttered among others:

So many magazines, tabloids, newspaper circulation, which now make people want to read more than one medium. However, my money to buy it is not enough, or at the limit by the needs of other more important.

With its several magazines appear online as http://www.thelightmagz.com/ buying investment property (photography) or a magazine model (http://www.teenminutesmagz.com/) to become a new phenomenon as an alternative media reading you. And more important is FREE, buying investment property you may only become member

E-magazine is properly reading the conventional media, which is published in accordance with each period. And have a source of information that can be believed.

From the data I gather, buying investment property the latest edition of the publication, always on the visit and download more than thousands of people. And do not close the possibility that the e-magazine in the parade back by the pe-download yesterday to other colleagues or friends.

The publisher will not buying investment property "silence" the number of and statistical data of visitors / download the e-pen terrorists belong. The data was certainly the data can be "sold" to prospective advertisers in the e-page magazine with a certain rate.

Perhaps the number of e-magazine now this is still a lot of buying investment property English-speaking, most people we have not covered this as a business future. But I am sure that the e-magazine - the e-magazine others would follow suit with different themes for different shows conventional print media.buying investment property

rental property investment

I would like to experience just how sharing step rental property investment initial step I know Mutual Funds (hereinafter abbreviated RD).
Around August 2007 I want to make education savings fund for my children go to kindergartens B.
I have to rental property investment save regularly 300rb/month for more than 1 year. At the time of disbursement of funds, my wife and I just saw a loose figures from the savings can be in the page. increasing value little plant (in).

Then I check to the CS Damon, the interest it does, .. CS only answer with a joke "about 4.7% per pack." And I think if inflation can only touch the 5-6% 1 year old, I mean there are no savings means dong. Then I think how to turn double the money by Halal, of course.rental property investment

Time is BOOMING rental property investment ORI to 3 with interest rates around 9% more. Rev. can also take in me. After looking information finally appeared to be at least 5 million rupiah. Rev. savings is not enough for the in Ore Dangerous? The reason for my simple rental property investment
1. Minimum opening an account that only 1 million only (affordable for me)
2. Depositing at least the next 500rb
3. How open are easy enough to send an email application and the next day InfoCenter@danareksa.com already in the Follow-up by the MI (investment managers)
4. Company owned by the government (red plate Coy)

I sent the email contains the Prospectus from each of the RD have Danareksa.
After I fill out a profile investor, I discovered that the typical investor moderate (I dare not risk)

I take RD Rose Aggressive (based shares), RD balanced Sharia (mixture) and RD liquid funds (money market), with an initial deposit each 1juta only. I want to learn first 3 products are 3 months ahead.

Okay, up here it will be again what I sharing exciting in my journey to this rental property investment Danareksa 3..

Stations to buy the magazine t ** k * n special edition on "How rich with mutual funds" I so temperamental to buy UP (Participation Unit). And buy books about the mutual funds and not escape the internet facilities to make the information obtained rental property investment.

investment in rental property

investment in rental property.Rev. mutual funds after trying to play for 6 months (approximately) and after seeing Bait - Bait from fellow colleagues who have first put-off in the stock market, so I decided to enter the market this is bearish.

After opening an account in one of the security, I, I buy 1 lot for investment in rental property (independent), 1 lot for BRUT (Bari to Pacific). I was I can not enter more because I must caution money first and I will also not many guys!)

Tomorrow it invest appeared there rely shares in investment in rental property the BRET increasing RP. 200 so gosh-added Evangelin but I hold it, while at the same time I order GAS lot directly with 2, .. MANGO correct and the price jumped RP.850 become
Rev. I hold again, .. but there is also bad that I LIPS and buy in 2 days it declined to -650

Fun new toys investment in rental property are also on the investment portfolio viscous contents, but I probably will not be transferred daily, .. I remember the time narrow. I prefer to be just I trading weekly investment in rental property

If I ride my 10% off, .. and find the shares may rise next week.
So far this is far from all of the shares I hold, .. Plus still not a minus. So I decided to do in the market.

So hopefully we continue investment in rental property the economic well though IHSG bull again.

investment property

years of 2007 has passed, our age and it also increases of 1 year. Are you preparing for pension funds, fund children education and investment property so forth. Then how can we realize the day with a good pension? Of course the answer easy easy difficult debate. Keywords that are common with us "lay" and hold you if you also have heard the word "invest?" investment in property

I think investment property the second word is often where you hear everywhere .. and the question is how the comparison between the two? that the goal which we achieved better between them, how we compete only "Investing VS Saving"

We invest in property retreat slightly in 2007, where the return is only to save only about 4% annually, while investing in mutual funds with shares at the end of the year have reached the return of 50% annually. Differences in the heavens and the earth plant.
If you see a clear return of investment in can realize your dream with prosperous.

However, keep in mind investment property the number of insurance is not a day could be lower or higher, so we must keywords and ready to bear with a vision for the long term.
For a more complete my illustration table investment here

Hopefully useful.

how to invest in property

I'm playing on investment in the property or land. How to invest in property. Maybe this time I only focus to the first land (because of this personal experience I)
I see the overall macro-economic India good enough, and loan interest rates around 8,5-9,5 percent / year
And I how to invest in property think that this is the right time to take soil investment at home. And I have to make calculations and fortunately investing into this product.

What we need is a note.
1. Development value of land (Property Tax Value) from the previous years. How percent increase annually
2. look interest rate that banks provide for instance in the 9% / year
3. Assessing the location and the development of the region around, both in terms of infrastructure, etc. access.

Based on the point invest in property that I can buy a basic calculation formula as follows;
We Property Tax Value tough first year in previous years at least 3 years.
For example;
The price of land in a place Property Tax Value it in investment the United Nations showed 225,000 / m in year 1
in the years ke2 Property Tax Value increase to 270,000 / m viscous table etc.
Year 1 2 3 4 5
Property Tax Value 225.000 270.000 324.000 388.800 466.560
increasing 45.000 54.000 64.800 77.760 93.312
% 20 20 20 20 20 100

Means that the increase in invest the price of land for 5 years ahead will be increased 100% from the purchase price, I consider this reasonable, but if you can exceed increase of 100% in 5 years, meaning the land very potential.

how to invest in property If we take CLO (Credit Land Ownership), the interest that we spend is 9% / year. Means we still have the difference between interest rates of 20% -9% = 11% / year. Now it is 11% of our profits

Win if we can buy land, cash, so we can benefit large, can even approach / exceed the increase of Property Tax Value itself.

So, only 1 word how to invest in property if the price of land / property can increase 100% in 5 years means long-term investment Recommended "buy" to this investment.

Hopefully useful