Friday, October 31, 2008

how to finance investment property


the decreasing interest rate under 10 percent of deposits, the depositor to make their investment to the property, as well as the decrease in the level of interest KPR make the prospective home buyers how to finance investment property to make the intention to make a home purchase transactions have been sought before.

BUY home again not as a shelter for families Jakarta Metropolitan City, but is expected to provide a large capital gain. It is also not buy the shop to open business, but expects capital gain of money or. Similarly apartment. Now this has become a trend in place long-term investment for owners of the money, other than the dollar, gold, housing, housing, and apartments.

In addition can also be used how to finance investment property for her son several years later, but at this time and the can get a large capital gain when trying to sell. This we can see in a number of housing, land that many sir, but not yet built, and houses that have not so populated, especially in rural areas in Jakarta. Shop houses which have not yet completed and opened the business unit apartments are empty yet settled. Property practical become one of the media investment, whether paid in cash or on credit, home ownership.

Investing in the housing sector conducted more than housing and apartments by the investors. In addition how to finance investment property to fewer housing development and does not need as much as a house. Development of more housing in the area of housing, which is inhabited many Chinese citizens, particularly those originating from areas outside of Java. They generally live in and try one in the same place, brought to Jakarta.

This means investing in the housing tend to see more of the environment. As more apartments inhabited how to finance investment property the executive from international institutions. So apartment buyers see the location of the groove by expatriates from abroad, namely in Central Jakarta near the location of a business center, South Jakarta, and near public facilities for the social and expatriate families. Factors that are often forgotten who the apartment manager, will affect the comfort and security environment.

Not so with the investment house. The many development areas in housing with some developers, land that is different, the vision of the owner also different, so give a lot of bidding for prospective investors choose a location as a media investment.

No, some tips that can be used as a reference in selecting the media houses as investment, namely:

1. Sustainable business center, shopping center or a school can take to accelerate how to finance investment property the increase in the price of houses in the surrounding areas. Kelapa Gading Permai, which was built by Sumarecon, located in North Jakarta borders with the Pulo Mas as the elite housing in East Jakarta, Kelapa Gading built since the Mall with the Sogo Department Store and super markets open there, and supported by macro, mutual cooperation, and shop houses the opening of business such as banks, restaurants and other services to serve the homes in there, can take up to the house several times.

In 1990 the price of a house the size of 120 square meters at 60 million, in 1997 is 500 million. Likewise, the price difference between houses is significant that the size of a house in the same BSD, Lipo Karawaci, and Gading Serpong, have the same golf course and is located in Tangerang. House prices higher because of the Lippo Supermal and office buildings.

2. The land that has been how to finance investment property mastered and plan the land that will developed, development and shopping center business requires a large area of land. To build a mall or shopping center is feasible, such as Supermal Karawaci course, requires almost 10 hectares of land, or 100,000 square meters, has not other facilities. Choosing housing as a place of investment should see some of that land has been govern. When the land govern approximately 50 hectares, will be difficult for developers to build business or shopping center. When is too big, not too profitable for investment. For, after several years running, home owners have to compete with developers. the matter is, when the house would be sold, the seller of this house must compete with the home seller who both have the location and design a more okay.

how to finance investment property As a guide to buy land in housing with more than 250 hectares to 500 hectares. This can be seen from the selling price of houses in the Sunter in the complex that less than 50 hectares, with different Kelapa Gading, although located further from the city center.

3. The width of the main entrance road and other roads how to finance investment property affect the selling price will come. The main entrance as the wide Boulevard planted with palm trees, as well as other roads, the car can be passed comfortably. These factors play a role in selling the house price. Examples can be seen in the real Puri Indah housing in Kembangan. The price of houses in Block A is very much different with the price of houses in Block G, with extensive land and building the same.

4. Plan the opening how to finance investment property of incoming access in the future, such as the opening or toll roads will be built connecting to the main roads, will affect the selling price when the roads are realized. Indah Puri before the toll gates are in, house prices lower than the Kedoya Park and Park Kebon Jeruk. Since the opening of the entrance and exit at the toll are not directly involved in raising the price of land, as well as housing Gemini Park.

5. Citra developers to provide long-term commitment in determining the selling price of homes in the future. Developer Pondok Indah is considering a commitment to continue to serve in the house area, such as repair of roads damaged, installation of telephone lines and water pump, social facilities such as school quality, is very encouraging to help increase home prices higher again. Permata Hijau and Simpruk that's in it during the 1980s, because of the lack of attention from developers, and selling price higher in the Pondok Indah area.

6. The many foreigners who are resident in a location, take the how to finance investment property selling price of the house. This is more like a business. Usually foreigners settle in Jakarta, the cost to rent a house paid by the company where he worked with the wages of dollars. The higher the position of foreign workers, the greater the cost of rent issued by the company. rented how to finance investment property the house with a land area and all the facilities available, such as pool. The higher the price to rent a house, the more expensive house prices are offered. At this time, many multy-national companies that reduce their business in Indonesia, means a lack of foreign workers who live in Jakarta, itself reduced the rent home, means that home prices there started to fall again.

7. Comparison of the sale of land and empty houses ready to use. When sold in the form of empty land, the selling price in the future older is expected to increase, compared to sell in the form of a house ready to live in. The more crowded the area inhabited by the owner, the more quickly the house price increases. The great number of empty land and a house that does not give the impression populated quiet and eerie.

8. how to finance investment property Area of land and buildings for investment must adjust the environment of housing. Each area has a wide favorite for that will live there. Do not invest land / buildings that far exceed the broad extent in the surrounding houses.

Usually, the price of land or a house can not be a price which is located at the same range. Likewise, do not invest in land located skewer (except for business), wider front than the back, near the market, places of worship, the main road that passed by public vehicles (buses, etc.).

These factors are factors how to finance investment property that are external, so that the owner of the house or can not play a role in influencing the increase in the price of land / home. Owners can also play a role when the house price increase in the complex housing systematic clusters can be invited to jointly improve the environment better, such as security system that is more restrained, sanitation, roads, parks, sanitation ditch waste from homes, trees can be maintained with , the parks are well maintained, and treated in front of the house planted trees are leafy, not as the growth of wild grass.