Mr Edi have settle for six years, and already have a child. Unfortunately Mr Edi not have a house, but already have some savings are not enough funds used to buy. The financial cost more to the cost of a contract home. Because I have been living rent-resistant, eventually pairing Mr Edi and decided to buy a home, either how. They are grateful for the facility with investment property lenders where the salaries of the pack Edi, can to buy a house that they desire. Finally, although still must cost of credit each month, they can breathe relieved as the home also have their own.
investment property application is the abbreviation of the Home Ownership Loan. This is a facility to buy a house with a credit in the bank. it deemed to be of help because we have a home, although in installments. it is a principle first pay the cost of the purchase or construction of houses, and the funds to pay for the return the repayments do with it. How to get investment property lenders?
it can usually begins after the funds available approximately 30-40% of the price of the house, depending on the policies of the bank. Before investment property application approved, the buyer will be asked to complete the requirements to take , including;
1. photocopy of the applicant's identity card
2. of marriage or divorce, if married or divorced
3. Family Card
4. Letter Indonesian Citizens (for the descendants of Indonesian Citizens)
5. Slip salary or may permit the company or profession
6. Letter from the work place
7. documents the ownership of collateral (SHM, IMB, the United Nations)
8. savings account
In addition, you also must have know of the existence and condition of the house you want to buy. Information is very important to other facilities investment property lenders comparison of the credit banks. Usually when you have to meet the developers, they already have relationships with certain banks to provide investment property application.it adjust to your needs, especially facilities that provide a more interesting or, as well as from parties that can be unreliable. Are you the Bank has a relationship with the developers concerned, because if so, then perhaps you can only gain the interest subsidies. How the system interest rates, whether the fix or change in a period of time (repayments can be changed if the nominal value), what fees must be paid in the process of running the investment property lenders. What advantages compared investment property application facilities from other investment property lenders, because each bank to provide different features to attract consumers.
When you work in government institutions, such as the Civil Service or the Army, or the Police, there is a possibility that there are options investment property application has been working with your agency. Facilities are available for example subsidies advance, so easier for you.
The Bank will qualify from both the consumers who will submit investment property application, and select a developer to develop housing, qualify or parties related to the provision of the investment property application. Usually, the Bank will qualify the consumer, based on track records or the ability of consumers, because it required information about income consumers, who typically a third of the income must be paid for investment property lenders, and there is a maximum age limit of 55 years for employees. The developers are also to see how their promise of providing the facilities and documents needed.
When you are confident and will house option investment property lenders your bank, visit the bank and ask for information on the proposal of investment property lenders. Usually the bank will provide the above requirements. Once your requirements take to the bank, usually interviews will be held. When the interview is approved, you can pay money to advance the purchase of a home developer and wait out (letter of credit agreement, approval).
The next step is to find the notary sign the Deed and manage credit certificates. The next stage is the delivery of the key. Certificates you still hold the Bank to pay off all your credit repayments. The banks which provide investment property lenders? The answer various once, you can select and compare. When customers have become, there is a possibility you will be given some interesting bids, so you take investment property lenders through your bank.
