Wednesday, November 19, 2008

definition of intellectual property


definition of intellectual property. The name is not everything. There are things that are far more important and valuable. But in the business world, philosophy be very much different. The meaning of a name is everything. Once the importance that nearly every organization struggling desperately, only the amount intellectual property of money from the millions and even billions of rupiah spent by the billion maintain existence. Cigarette company, Real Estate, Consumer Goods, every day battle in the print media, radio, Internet and television to name their products become the most widely known trick people. One of the private institutions also make an award or award for the company that has a product name the most powerful influence in the community. If the name of a stronger, sales are expected to increase.

Active Image name products in the business world are often known by the brand name. According to the Directorate General of Intellectual Property Rights (Property Rights) in a broad definition of the brand is a "sign" in the form of images, names, words, letters, numbers, the structure of the color or combination of elements that has power difference and used in activities trade of goods and services.

Imagine that we build the brand with a weary toil over many years can only be used by irresponsible parties. If we have the brand was registered in the department of Property Rights, then we as a legitimate brand owner can claim the other hand, if there is a draw. Fraud product we can prevent. As everyone knows, our beloved motherland is a paradise for pirate.

So that the product name or brand can be maintained security, the brand should be registered trademarks, we caze to the office of the director general Property Rights intellectual property is not far from area. Terms must also relatively easy. Terms of the registration form to fill the brand with a photocopy of the ID legalized, a copy of certificate of legal proof of payment of the sign, a statement on the Building stating that the registered brand is really our property, power of attorney if the other party to empower, And 24 sticker sheets, which are examples of the brand name in print in a piece of paper the size of 9cm x 9cm. If passed, the brand we will get the protection of the law during the 10 years since the retroactive application form is received. Extending the brand rights can be done in the time period when almost exhausted.

brand who want to enroll will be grouped into 45 categories or classes of fruits. For example, if we only have business services, beauty and body treatments, then will go to class, including 44 where the products or services, fitness, animal health services, pharmaceutical and others. If you want to expand intellectual property the brand, then we can register for some classes. There is also a company that does not want the headache brand to register so that all 45 groups or classes. Cost is not required expensive for one class of goods or services.

What if there is a person or company that finds a design that is innovative and does not want to design it used another person without permission? Or what if we create a computer program which takes time to produce and cost and do not want others to trespass? Or as the creator of the song, where the song is intellectual property the result of weary toil for many years and will be sold when many people commercialize without paying royalties? How safety law?

In the office of the Directorate General Property Rights not only can serve the protection of the law of the brand, but include a patent, copyright, industrial design, layout, design, trade secrets, many more. The results of the work we all can be secure here. Let's secure our main asset. Register your intellectual property product now!

how to know property value


how to know property value :
First of all the price of a house consists of 2 main components, namely:

1. The price of land
2. Price building

how to know property value:
Secondly The price of land seen from several factors:

* Demand (demand)
* Availability (supply)
* Status of ownership
* Licensing of land
* Structure (low front, high right etc.)
* Nature (swamps, viscous etc.)
* Form (trapezium, rectangle, symmetrical, etc.)
* Position (near the school, before the trash, etc.)
* Location (above the road, in the ravine, etc.)
* Side (north, southeast, northwest, etc.)
* Public Facilities and Social Facilities
* City planning / development plan
* The Developer company and other

while the price of the building can be seen from several factors:

* Age
* Material
* Architecture
* Architect
* Contractors and other More complete data, more accurately gauge price.

If you want to know how to know property value the price of your property there are several ways, including:

* Use the appraisal Bank guarantor
* Agents use the property
* Use the database of Property Value list.
* Use the system find, collect, compare and decide.

where can i get unclaimed property


where can i get unclaimed property. no windows, housing development on the island of Batam fact so exuberant. There are developers busy building a new settlement areas. Start from the luxury homes, home simple, very simple house, now also called as a simple home health, home to the store. However, the irrefutable Also, many homes in various corners of the city, from the hospital, luxurious houses, shop and an empty alias is not populated.

where can i get unclaimed property. From the luxurious housing area, Rosedale, Batam Center, for example, many houses are left empty. There are up to it is grass around them. Walls began to eat green moss, even the leaves of the window disappears. the paint become a white opaque alias dusky. Actually, the price of houses in the complex is an average of U$ 500 million per unit.

The residents, the house is usually less organized. That can happen because the owners are from Singapore, which only comes every Saturday and Sunday only. Usually, the women in the house "savings" that some Singaporeans merger under the hand in Batam.

public records of property owner assessed value


Property appraiser that will review of all public records of property owner assessed value property will be assessed later it. Accurate awards need a constant value for the search and exploitation of the relevant facts to accumulate the estimated real market value of property. Searching in the market value of the property can be done at a price that most people involved would bi for it in the circumstances now. public records of property owner assessed value. There is no simple enough, but because the appraiser found that this value will be for each property, regardless of how big or small. But the evaluator work does not end there. Each year, all must be done again because the market value of almost all the changes from one year to another - as we know it.

The property of their votes, so we want to benefit from schools, and fire protection and other public benefits (which means just about every one of us), we are able to absorb the costs of the fair in proportion to the amount of money each of us the value of real estate. Real estate tax should be part of a balanced system with better income. This is much more stable source of money from sales and income tax because it does not fluctuate when communities have a recession. When people spend tax dollars on better schools, parks and the like, your property values rise. Some of the windfall gains to get back to the property tax.

To determine public records of property owner assessed value different parts of the property appraiser, who must first know what similar properties are sold, will it cost you to replace it today, how much is needed for the operation and save them in repair, what can get the rent, and many other facts that affect the value of the dollar, such as the current interest rate charged for borrowing money to build or buy properties like you. With these facts, the assessor can then go about finding the value of the assets in three different ways.

  1. The first method compares your property to other people that have been sold recently. These prices, however, must be carefully analyzed to get a true picture. One property may be sold for more than that is very valuable because it is too hastily, and the buyer will pay any price. Others may be sold for less money than the actual value because the owner needed cash immediately. This property has been sold to people who were the first offer. If you are using the sales comparison approach, assessor must always be to overvalue or underpricing and analyze many sales to be in the fair value of your property. The size, quality, condition, location and time of the sale are also important factors to be considered.
  2. The second way to value your property based on how much money it will take, at current costs of materials and labor to replace your property with the same one. If you are a new property appraiser must also determine how many were outdated. In addition, the assessor has to estimate how many of you will be valued as if empty.
  3. The third way is to evaluate how much income your property will generate, as well as in the case of apartment houses, shops or factories. Evaluators must consider operating costs, taxes, insurance, maintenance, and most people will hope to return the property.
appraiser that the authorities bear no relation to the amount of tax collected. Assessor, which has primary responsibility for the fair market value of your property, so you only pay for your fair taxes. The amount of tax you pay is determined tax rate applied to property is measure value. The tax is determined by the weight of all - the city, regional and district schools - and depending on what is required to provide all the services you can enjoy.

Appraiser office, which also works to manage public records of property owner assessed value change in ownership, the conservation map of the land border and descriptions of buildings and property characteristics to this day, and monitor individual properties eligible for tax exemptions for various forms of aid and property tax, and, most important, in order to analyze trend in sales prices, the cost of construction, and rent for estimating the value of all property taxpayers. All this must be done economically (less than 1/10th the cost of someone who will assess your property).

How to consider: public records of property owner assessed value. The selectmen will value all property taxes in full, and the real value of money, because it will put together in the repayment of debtors debt only solution, and will receive and consider all possible evidence submitted to them in proportion to the value property.

real estate property listings

real estate property listings Competition Property Broker increasingly stringent demands services provider in the field of this property must improve services. Property Broker's dominance more weaken the franchise foreign brands locally. Franchise foreign considered more superior than the local Property Broker for the local brand should try to take advantages that are Justify Fullowned by foreign Broker franchise. To Broker local benefited because it is not to pay the actual cost of the franchise," he said when found yesterday. Of the 50 members that the franchise is registered 40 foreign and 10 local. Market share of local brands only 25 percent while 75 percent of foreign brands.

To be able survival, the brand must increase local service and ministry. The recorded data from REBID as many as four foreign Broker not get close because of profit. Meanwhile, local Broker for more.

Added by Yafet to keep survival, the most important thing is the network that supported programs and services. In addition to the exclusive listing service should be improved, there must be a written agreement between the broker and owner. "For business must lead to the secondary, because the products have already started slowing," he said.

Meanwhile, the growth of business property is currently saturated start. Last year successfully reached RP 1 trillion - RP 1.5 trillion. "While this growth is estimated to be stagnant," he said. Broker while this franchise still benefit from more because the brand and have a strong network. "As the ERA Jatim provide incentives free notary, and free insurance," he explained.

In addition to utilizing real estate property listings cooperation with fellow team franchise. Yafet Brokers said the local operation can also do the same with building the network.

While the commission related to the Broker, Yafet said there is an increase. However, the increase in commission is in line with the increase in the property. "Because the system percentage of products sold, adjusted automatically increase the price of real estate property listings the house," he said.

estate agents and property buyers


Property or estate agent, the profession that is increasingly known in the community. During the property boom, a estate agent to be a very attractive profession. So easy to sell the property, such effect. Apparently, the last two years the phenomenon has ended.

Although market conditions are properties decreased, the opportunity of success as a professional property agents remain large. Many of the evidence indicates property agents remain able to achieve a good income. Seen from the appearance of the property agent convincing. Transportation and communication facilities are used. Offices, agents and properties of the modern good.

There are several reasons for professional estate agent showed as a promising profession. Property is the primary need for every person. Property market and extensive. From the sale and lease rent. Property to the needs of private, commercial and industrial.

Results obtained from a large property transactions, because the transaction value also high. Market share in the property agency also continues to increase. The agent of the property more positive. The situation of the market weakening, people complicate their own property.

Property developers as a player, the approach to professional estate agent with the goal of increasing market. Attracting buyers in the secondary market. Service agents increasingly good properties. Knowledge and skills of property agents also more professional. Developer dare to give the commission greater agent on the properties.

As investment properties. With the situation of the sluggish property market, investors tend to buy the experience. Property prices become cheaper for long-term investment. estate agent play an important role to educated investors and end-users.

Employment agencies properties actually serve the needs arise naturally. Home is the primary requirement for all people. Can buy or rent, that all people should live in the house. Of course, with the knowledge and expertise will lead the property agent.

A large potential market. Number of professional property agents are still limited. Needs of the community who want to sell, buy and rent. Investors want information quickly. Developer fight the market. All property agents to make whatever primary.

The situation is very profitable property agents. The opportunity to become agents of the property also is wide open. All office properties agent with the name of the franchise to make the recruitment. How to choose the best? Consider the following, brand, training, networking, products, services and superior facilities office. Management and leadership are also important.

In general, professional estate agent, which is the most successful women. Most do not, women are more successful than the men property agents. It appears, indeed the field of sales, some women characters are needed.

Agent is charged as property sales in the other. More persuasive is reflected in the attitude of patience and empathy. Women are able to play a role, so appear more attractive. In the converse is also more impressive. Customer sometimes need to educated, need detailed information. Women more skilled in matters that. Weakness in the field of women property is in understanding the blueprint and know the way. Naturally, men more superior skills in space. The rest of women better.

The question is, why so many property agents failed? Less successful in print transaction. Of the people are the main cause of the sales. Laziness, not the focus, want instant results. Reluctance to provide good service. Less compete in the spirit of knowledge and skills of professional property. Taking advantage invalid. Betray office.

The misconception also happens to a professional property agent. Marking up the price of the transaction. This customs agents damage the image properties. Brokers traditionally used to get the views? Awry? that. Agent office property professionals should prevent? Mark-up.

Issues negative impact on women property agents are also less relevant. Both the sales and not be associated with the case affair. Property agent working assumption relaxed with the results of a large also. The working time wishes, have no business ethics.

Opinion of the above shows that the views of some people wrong. estate agent have a professional working time is very tight and long. In the same inter-agency work properties of ethics is needed. Become agents of the property is very interesting and produce. Knowledge of the properties will continue to grow. Skills in sales will be increased through training. Awards also awaits you. Travel abroad to be entertainment. Pride as a sales success that is your right. so what are you waiting for?

Tuesday, November 4, 2008

Feng Shui tips for apartment


Feng Shui is the meaning = Wind and Water. fengshui is science spatial / building / area .. of China, which has for centuries have been proven ... MAGIG WITHOUT ... Some Chinese businessmen, or non-Chinese in Jakarta have practice, and greatly affect their performance, one One Sinarmas, Group, Taman Anggrek Mall & APARTMENT, Senayan CITY, and several other companies that we can not call.

Apartment building as one that is unique, because the form residence can not be any left for it, because it also effect on personal and even to work ....

One developer of apartments in Jakarta, asking how, and what tricks / tips when Fengshui can be used for the owner or tenant so that it can be quickly sold and create convenience for buyers.
Here we few tricks / tips Fengshui:

1. Entrance must be measured in accordance with the ruler FengShui ...
2. Location of the main room, which is not good directly to the door, so the Foyer or insulator that is not permanent ...
3. Dining room ... better when not too many glass, especially heads of households can not overlook the glass, can lead to mutual distrust.
4. Bathrooms should always be closed
5. Closet jongkok, it should always be closed, to avoid excessive expenditure .....

and there are other thing we can uttered tips in the next ...

Home / residential / apartments are like our bodies, the then three more will be healthy for the owners and members The other households.

The direction of the house / apartments should be adjusted to the government office, or
calculation date of birth owners ...

purchasing investment property


The need to be considered when purchasing investment property investing in property offices, among others:

1. Security Capital Assurance Anyone who invested money will always expect the safety of invested capital. Congratulations means that the value of capital invested does not diminish even increase.
2. The existence of insurance income stream of income that will be investors, small and large part determine the income that will be taken purchasing investment property investors. Property that the rent income derived from rental income
3. Easy purchasing investment property Purchased Easy difficulty and an investment to be purchased or sold reviewed in terms of cost, time and procedure. Terms such as details of sale and purchase agreement, notary services, advertising and property tax needs to be.
4. Can be split in small units usually require a capital investment of small, relatively more easily sold.

Here are some characteristic that is in the field of purchasing investment property:

1. Investment is more long term.
2. The cost to buy and sell is relatively high.
3. Time needed to buy and sell long.
4. Proof of ownership can sometimes make an important problem.
5. The amount of capital needed to buy land and buildings is relatively higher and can not be purchased from some of the shares.
6. Perhaps there are many problems in the management of the purchasing investment property.
7. Land is open to the influence of law and policy and political state, where this may have a negative effect on the interests of the land.
8. Ownership of land is a symbol of "social status" someone.
9. The value of land continuously increased in line with the time and is a good control of inflation.

milwaukee investment property


Milwaukee investment property. Preparing sales. Vendors should prepare want to sell the property, such as the condition of properties in the neat, clean, well on the outside and inside. Because the first impression milwaukee investment property the prospect buyers will be better. So it can add value in selling the property. Survey selling price of property. Vendors can mensuration selling price of property to the Property Agent some famous, the price of Milwaukee investment property the property, the vendor will have entered the selling price of property. Usually, property prices will reconcile with the transaction that had occurred. Price depends on the condition that there is such as the type, location, and their period of time.

Specify the Property Agent.
Choose a reputable milwaukee investment property agent and professional specialty. Usually, these agents will explain the details, such as the type of agreement, price, promotion programs will run, tax-seller, the cost of administration notarize and commissions for agents. Make sure the agent you select to provide optimum selling price and the best service.

investment property lenders


Mr Edi have settle for six years, and already have a child. Unfortunately Mr Edi not have a house, but already have some savings are not enough funds used to buy. The financial cost more to the cost of a contract home. Because I have been living rent-resistant, eventually pairing Mr Edi and decided to buy a home, either how. They are grateful for the facility with investment property lenders where the salaries of the pack Edi, can to buy a house that they desire. Finally, although still must cost of credit each month, they can breathe relieved as the home also have their own.

investment property application is the abbreviation of the Home Ownership Loan. This is a facility to buy a house with a credit in the bank. it deemed to be of help because we have a home, although in installments. it is a principle first pay the cost of the purchase or construction of houses, and the funds to pay for the return the repayments do with it. How to get investment property lenders?

it can usually begins after the funds available approximately 30-40% of the price of the house, depending on the policies of the bank. Before investment property application approved, the buyer will be asked to complete the requirements to take , including;

1. photocopy of the applicant's identity card
2. of marriage or divorce, if married or divorced
3. Family Card
4. Letter Indonesian Citizens (for the descendants of Indonesian Citizens)
5. Slip salary or may permit the company or profession
6. Letter from the work place
7. documents the ownership of collateral (SHM, IMB, the United Nations)
8. savings account

In addition, you also must have know of the existence and condition of the house you want to buy. Information is very important to other facilities investment property lenders comparison of the credit banks. Usually when you have to meet the developers, they already have relationships with certain banks to provide investment property application.it adjust to your needs, especially facilities that provide a more interesting or, as well as from parties that can be unreliable. Are you the Bank has a relationship with the developers concerned, because if so, then perhaps you can only gain the interest subsidies. How the system interest rates, whether the fix or change in a period of time (repayments can be changed if the nominal value), what fees must be paid in the process of running the investment property lenders. What advantages compared investment property application facilities from other investment property lenders, because each bank to provide different features to attract consumers.

When you work in government institutions, such as the Civil Service or the Army, or the Police, there is a possibility that there are options investment property application has been working with your agency. Facilities are available for example subsidies advance, so easier for you.

The Bank will qualify from both the consumers who will submit investment property application, and select a developer to develop housing, qualify or parties related to the provision of the investment property application. Usually, the Bank will qualify the consumer, based on track records or the ability of consumers, because it required information about income consumers, who typically a third of the income must be paid for investment property lenders, and there is a maximum age limit of 55 years for employees. The developers are also to see how their promise of providing the facilities and documents needed.

When you are confident and will house option investment property lenders your bank, visit the bank and ask for information on the proposal of investment property lenders. Usually the bank will provide the above requirements. Once your requirements take to the bank, usually interviews will be held. When the interview is approved, you can pay money to advance the purchase of a home developer and wait out (letter of credit agreement, approval).

The next step is to find the notary sign the Deed and manage credit certificates. The next stage is the delivery of the key. Certificates you still hold the Bank to pay off all your credit repayments. The banks which provide investment property lenders? The answer various once, you can select and compare. When customers have become, there is a possibility you will be given some interesting bids, so you take investment property lenders through your bank.

calabria investment property


calabria investment property. After determining that the system desirable, now is your turn choose the form and type of lighting. This is very important. For, the selection of types and forms of light that is not right, lighting can damage houses that have been planned. So, when one should not select it. The selection of light must consider function and aesthetics.

Currently, there are four types of calabria investment property light that is normally used to housing. Fourth is, hanging lamps, work lamps, wall lamps, and light sleep. The lamp is hanging lamp decoration, which was installed in the ceiling dangle in the house.

Lights are usually placed in the main rooms, such as family rooms or space hanging lamps need to be adjusted with the style of home design. In addition, the size should also be adjusted with a total area of the room.

Currently, the most popular is calabria investment property hanging crystal lights. This type of lamp is very diverse. From start to the classic model of minimal also have been available. The lamp is enough interest because of the beauty of crystal wine vessel that dangle, wax-candle glass that form prepared twigs, or tube-tube prepared for the short length of a modern style.

In addition, there is also light work. This type of light usually are in the room or area that is normally used for work such as the kitchen light, light work in space work, and reading lamp. This model is very light variety. There is a table lamp, down light, and the lamp stand. The form is now more varied. Characteristics of this light is bright flame.

Lights that normally illuminate the other house is light walls. This type is used as a wall decoration or to give effect light on the wall. Thus, the aesthetic value of more prominent than functional as a torch. Since calabria investment property more prominent side, the lights of this type of election must be adjusted in form, style, design and interior space. For minimal, for example, the walls of the box the size of a small selection. Likewise, home-style classic, tropical, Mediterranean or ethnic, need to be adjusted with the form and style.

calabria investment property The fourth is the type of light sleep. The lamp is of course used in the bedroom. The lamp has a characteristic with the light dimmed. That's why light is most suitable to accompany the night of rest, because it is not too bright and also not strong.

Various types of calabria investment property light is now available in the market. Carefulness in work and accomplishment of the vote will determine the beauty of the room of your home. The lamp-light, which is in the market that prices also vary widely, ranging from tens of thousands to tens of millions of rupiah rupiah.

Market lights

If you want to shop various types of light, there are two places visited feasible. Both are in the area calabria investment property Market, Central Jakarta and Lighting Center, located in the Metro Plaza, calabria investment property. where artificial lighting is available in the country and overseas

investment property in florida


investment property in Florida. When I write this email, Congress is discussing bailout bill or law that will pay 700,000,000,000 U.S. dollars, to save Wall Street. In fact, we, the American taxpayer, should participate saves Wall Street. I do not like the draft of this law, but there is no other choice. Without money, there will be bad debts are extraordinary. Small business can not borrow money to pay salaries. Office will be lost. United States economy will collapse.

Strange, although there is a crisis of trust between the banks, there are no problems with credit for small people like me. More strange again, this time - investment property in Florida the time the credit crisis this happens - I'm borrow enough money to buy a big house half of the deceased mother of the rights of my sister.

The process of borrowing money to run smoothly. I have to show proof of payment of all bank tax, insurance, and my job. (I'm lucky, because my job as a lecturer very stable. As a permanent employee at George Washington University, investment property in Florida I can not sack, unless I make such big crime!) There are many forms and requirements that must be filled. Jerry will be a co-signer I, means that we will sign a loan agreement with that.

As Jerry said, "Janet have a good credit rating, Jerry has a sizable income." So we become a risk-taker with a small credit.

Why would we buy a house in Florida at this time? I think the American economic collapse is now the same with the Indonesian economic crisis in the years 1997-1998. During a crisis such as this, where should people from the middle class, put the money? I feel quite secure as a land investment.

After the mother died, there are only a little money, but there is a home in Sanibel Island. Sanibel is located in Florida, on the edge of Gulf of Mexico. The place is famous for its beautiful beaches, many coral reefs, and wild birds that stop there during the winter in the North. When I was little, our family always vacationed at Sanibel Island.

investment property in Florida Land at Sanibel limited, so prices will always rise. (Unless there is a big storm that the island is the same as the damage that Hurricane Ike Galveston of late.) House my parents are not luxurious, but comfortable, and is located less than one kilometer from the beach. People can walk there or ride a bicycle. There are many small roads to a bicycle in Sanibel.

In the United States, to buy houses, almost all people to borrow money (or get a mortgage) from the bank. I get a mortgage from Chase Bank to buy a condominium in Washington.

Each month, I pay some of the loan plus interest. investment property in Florida But recently, some of the mortgage given to the American people deserve less or who have bad credit history. Then the mortgage is sold by one bank to another bank. And if the owner of a house they can not pay the monthly charges, there Foreclosure, the bank can take home.

The man and his family will lose and have to move. I do not know what will happen in the United States. I hope Congress will agree with the bailout proposal. Most political leaders, from both political parties from Democrat and Republican - including Barrack Obama, John McCain, George Bush, and Hillary Clinton - agree with this plan. investment property in Florida I do not think there are other options. Yesterday, the Dow Jones Industrial Average falling more than 700 points, there is a resonance in the stock everywhere, including Indonesia.

investment property in Florida.I think buying a house in places such as Sanibel is still a good investment. But it must be recognized, I do not want to buy half the house from my sister just as investment. I want investment property in Florida to buy a home because I miss my father and my mother, and because there are many memories there. I have a family and home in Florida. I do not, and may be home for my parents, we are more important and meaningful than for him.

So ... Hopefully economies we will not collapse. Hopefully the storm will not be thrown Florida. And that all mortgage requirements can be fulfilled properly.
Sincerely, and until next week.